Digital Indian Gov

The petrol and diesel prices in India have stabilised lately after some days of constant increase. Wish if there is a way to save some bucks on your fuel bill? Well, surely you can with the apps and services listed below. These apps and services show prices of petrol and diesel realtime. If you wondering how this will help? These may help you know where exactly fuel is relatively cheaper. For example, the prices of diesel and petrol are currently lower in NCR areas such as Ghaziabad, Noida, Meerut, Gurgaon and Faridabad than in Delhi. Also, prices of diesel and petrol now vary from fuel station to fuel station. So, here are the apps to help you decide where you can get your vehicle's tank filled next.

This is Indian Oil's app to check fuel prices in your city 'live'. The app is available on both Apple's app store and Google's Play Store for Android smartphone users. Consumers will need to create an account to access the features of the app. The 'Locate Us' tab in the app leads users to a map that shows petrol pumps around. Users can click on the map and check that day's rates. 

This is BPCL's app to check daily fuel prices in your city. Other than information on daily fuel prices, the app also offers several other features such as location of the nearest fuel station, facilities available at the fuel pumps and more. There's also an 'offer zone' which is linked to the company's Petro smartcards.

This app provides information on daily petrol and diesel prices in different cities. You can search your city followed by the areas where the prices are higher or lower. It also tells you the fuel price fluctuation over the last seven days. 

This app, unlike others, is a crowdsourced app wherein the end users give information on the petrol and diesel prices. Alongside petrol and diesel prices, the app also gives information on the CNG fuel a well. It covers fuel stations from IndianOil Corporation Limited (IOCL), Hindustan Petroleum Corporation Limited (HPCL), Bharat Petroleum Corporation Limited (BPCL), Reliance Petroleum, Essar Petroleum & Shell India. 

In addition to giving the regular prices for fuel, this app also shows live fuel prices across several cities India. Furthermore, it keeps a track of other cities where you have been traveling. 

Like any other app, this too gives you the up to date prices of petrol and diesel at different fuel stations across India. It also has an inbuilt calculator to determine how much more or less you are paying. In addition, you can see the price rise graphs to keep a better track. You can also add a quick widget on the home screen of your Android phone to access the app. 

Consumers can also visit the Indian Oil's website (iocl.com) for prices. The website has 'Check fuel prices' banner running right on the home page, a click on it takes users to the page that shows city-wise rates. It also shows previous rates for comparison.

The other big oil companies Hindustan Petroleum Corporation Limited (HPCL) and Bharat Petroleum Corporation Limited (BPCL) too have similar links on their websites -- https://www.bharatpetroleum.in/index.aspx and https://www.bharatpetroleum.com/index.aspx.

Consumers can also check the prices applicable in their city by sending an SMS, 'RSP DEALER CODE' to 92249-92249. For Bharat Petroleum, consumers can send the SMS (in the same pattern) to 9223112222.

For Hindustan Petroleum, consumers need to send SMS on the number 9222201122. The SMS should follow HPPRICEDEALERCODE pattern. All petrol pump dealers have been asked to display their numbers prominently for users' convenience. 

It is possible to get up to Rs 7,500 cashback on petrol payments using PayTM. As mentioned in the dedicated page, users will get different cash back offers every time a transaction takes place. However, for each cashback, they would have to use a promo code so that Paytm could recognise the fuel transaction, tally it with the particular petrol pump station and provide cashback offers.

If you have been planning to buy a car, this is the best time. Car dealers around the country is offering huge discounts on some of the best selling cars in the country.

As India is celebrating its biggest festivities, car companies are throwing away some major discounts.

From exchange bonus to additional discounts, here are some of the top offers on the best cars you can buy this festive season.

The list includes different cars from multiple manufacturers mainly focusing on the sedan category.

Maruti Suzuki is offering its sub-compact sedan Dzire at a very attractive price this festive season. You can get an all new Maruti Suzuki Dzire for a whopping cash discount of Rs 40,000 coupled with an additional exchange bonus of Rs 50,000.

Coming to another bestseller, the Hyundai Elantra is up for sale as well. This sedan from the Korean manufacturer is being offered at an very attractive price this Diwali. You can buy Hyundai Elantra this festive season with an exchange bonus of Rs 25,000 plus an additional discount of Rs 35,000.

Another Hyundai bestseller, the Hyundai Xcent is also getting a flat cash discount of Rs 40,000. You can additionally avail an extra exchange bonus of Rs 50,000 for a new Hyundai Xcent. The company is also offering a special Rs 5,000 extra discount for Government or Corporate employees.

Now let’s get a little more premium. If you have been planning for a premium sedan, Honda City is the most probable option in the country. The Honda City is now up for sale with a special exchange bonus of Rs 62,000 this festive season.

Another car from Hyundai, the much popular Verna is on sale as well. You can get a brand new Hyundai Verna at a very attractive price this festive season. The company is offering Rs 20,000 cash discount plus Rs 20,000 exchange bonus and an extra Rs 20,000 additional discount for a new Verna.

Tata is again scoring high in the hatchback and sedan segment. You can get an all new sedan this festive season for a cash discount of Rs 60,000. Furthermore, you can avail an additional exchange bonus of Rs 20,000 and extra discount of Rs 2,500 with the car.

Coming to another sedan from another company, the Nissan Sunny will be available at a special price this festive season as well. You can avail a cash discount of Rs 42,000 with an additional exchange bonus of Rs 30,000 and an extra Rs 5000 special discount for Government and Corporate employees.

Another sedan from Tata, the Tata Zest is up for a special offer as well. The car is getting a special cash discount of Rs 45,000, with an additional exchange bonus of Rs 25,000. Tata Motors is also offering an additional discount of Rs 2,700 to the Government and Corporate employees.

Coming to Ford, the older Aspire is getting a special discount this festive season. The Ford Aspire is up for sale for a flat cash discount of Rs 40,000 with an additional exchange bonus of Rs 40,000.

The much popular Toyota Yaris is up for sale as well. Toyota is offering its Yaris with free accessories worth Rs 10,000 along an extended five-year additional warranty. On Etios, the company is offering Rs 20,000 is cash discount and Rs 15,000 as an exchange bonus.

Unless you’ve had to look up information about auto insurance to get a policy for yourself, you might not know a whole lot about it, and that’s okay, a lot of people don’t. Drivers Ed seems as good a time as any to teach people about auto insurance and how it works, but it’s seldom covered. If you’re confused or unsure about how to get an auto insurance estimate or how auto insurance works in general, CoverHound can help. The Top 30 There is no such thing as a stupid question. Here are 30 questions people are constantly asking about auto insurance.
Q: How long does it take to get an insurance quote?
A: Finding auto insurance online takes as little as 5 minutes when you use CoverHound.

Q: What happens if I lie about my driving history?
A: If you lie about your driving history, the DMV reports that you are committing what is known as “soft fraud.” If you do lie, the insurance company can deny you services and cancel your coverage.

Q: What does auto insurance cover?
A: Auto insurance covers you, your car and others involved in a vehicular accident.

Q: Are there different insurance coverage types?
A: Yes, there are different insurance coverage types and they are as follows: Bodily Liability, Property Damage Liability, Comprehensive, Collision and Uninsured & Underinsured.

Q: Is auto insurance mandatory?
A: Yes, auto insurance is mandatory in every state across the U.S., but insurance carrying laws vary. To make sure you have the right insurance, visit your state government’s transportation website.

Q: What happens if I don’t get auto insurance?
A: If you get in an accident and you’re uninsured, you face getting sued, losing your life’s savings and getting jail time.

Q: How expensive is auto insurance?
A: Auto insurance is relatively inexpensive, but this depends on your driving history and credit report.

Q: What is the cheapest policy?
A: The most affordable policy is auto liability. Though it is often recommended that you purchase more than this coverage type.

Q: Can I put anyone on my policy?
A: You can include members of your household on your policy, but you must all live at the same address.

Q: Can you pay for auto insurance once a month or annually?
A: Most insurance companies leave this to your choice. Some will offer you a lower insurance premium rate if you pay your premiums annually.

Q: What happens if I forget to pay my premium?
A: For your first offense, your insurance company will mail you a warning notice. If it happens again, they will issue a late charge or cancel your policy.

Q: What is an insurance deductible?
A: An insurance deductible is the amount of money you pay after an accident before your insurance company pays for the remaining amount.

Q: Can I deduct my auto insurance from my taxes?
A: While it truly depends on your situation, in most cases, car insurance is not tax deductible.

Q: Can I change my coverage whenever I want?
A: Yes, but you will be charged a cancellation fee. If you wait until the end of your policy, then you won’t be charged.

Q: Can an auto insurance company deny you service?
A: Yes, they can. If you have a DUI on your record, have bad credit or have caused a serious accident, you can be denied service.

Q: Will my gender affect my premium rates?
A: Yes, gender does affect premium rates. Using statistical driving data, it has been found that male drivers are generally involved in more accidents. As result, male drivers pay bigger premiums than their female counterparts.

Q: Does my credit score really affect my premiums?
A: Yes. If you have a low credit score, your insurance premiums will be higher.

Q: Will my red car make my insurance bills more expensive?
A: No. This is a myth. Driving a red-colored vehicle does not make your insurance premiums more expensive than other colored vehicles.

Q: How can I get an insurance discount?
A: By being a good student, having a clean driving record, a low credit score and by asking your insurance agent for discounts.

Q: If I’m driving someone else’s car and get in an accident, whose insurance do I use?
A: You will use their auto insurance. For whatever costs that are left over, you will then use your insurance.

Q: Will having a parking ticket on my driving history raise my premium?
A: If you only have one ticket on your driving history, your premium rates will not be affected.

Q: My car is 20 years old. Will insurance still cover it?
A: This depends on the shape of the vehicle. Typically, older cars are provided with less coverage because they are not worth very much money, and would likely be scrapped altogether in the case of an accident.

Q: Does my auto policy cover a rental vehicle?
A: In most cases, yes. If you’re driving a rental car of similar value to the car you own, your auto policy should be enough to cover the rental vehicle. Liability coverage would cover third-party vehicle damages. PIP would cover yours or the other parties’ medical bills, and if you’re worried about your belongings being stolen, well, renters or homeowners insurance should extend to cover that, too. If you don’t have collision or comprehensive coverage on your regular auto policy, then the one rental car add-on worth considering is a loss-damage waiver. This waives your financial responsibility in the event the car is damaged or stolen. It’ll also cover loss-of-use charges while the car’s being repaired. Always double check with your insurer before declining the different rental car coverages if you’re not clear on what coverage your policy provides.

Q: How long does it take to file a claim?
A: Filing a claim with your insurance agent should only take 20 minutes.

Q: When can an auto insurance company deny your accident claims?
A: They can deny your claims if they have proven beyond a reasonable doubt that you were driving recklessly or lied about accident damages.

Q: Will my auto insurance pay to have my stolen car replaced?
A: This depends entirely on the insurance coverage you have. Comprehensive coverage will protect you in this type of event.

Q: Will auto insurance companies share my information with each other?
A: Yes. Auto insurance companies will share your insurance claims history with each other.

Q: How do I know if I’m getting a fair deal?
A: By doing quick auto insurance price comparisons with CoverHound.

Q: Which insurance company is the best?
A: This depends entirely on your area and what type of coverage you are looking for.

Q: What happens if I cancel my policy before the contract expires?
A: You will be charged a cancellation fee. Now that you have this knowledge, go out and find the right auto insurance protection with CoverHound.